How To Save Your Money

11:44 Handini Audita 4 Comments

A question for students :
What will you do when you got your pocket money given from your parent? The answer will be "Spend it all!!!".
If we got money, we always got this feeling. Wanting to spend the money. When we hold a lot of money, it will be easy for us to take it out and spend it. If we see something we like and we can afford it with our money, we definitly want to buy it. At the end we will find that we don't have the money anymore because we have spend the money with stuff that we actually doesn't need it.
For students, saving their pocket money will be something really difficult. At school there are a lot of delicious sweets and candy. We always want to buy them because they are very delicious. We also need the money to buy school stuff ( for some people ). There are some things you could do to save your money :
  • Find a bank which is close to your house or school.
  • Try to find a bank which got a small administration fees.
  • Don't ask for ATM.
  • Always pretend that those money are not yours.
  • When you got your pocket money, before you spend it, seperate at least 10% from your pocket money.
  • If the amount of the money which you had seperate from your pocket money is too small, put it in an anvelope and put it in a secret place ( remember not to take the money whatever the condition is).
  • If the amount of the money which you had seperate from your pocket money is enough, quickly save it on your bank.

If you save your money, when you need money to buy something which you really need, you will have the money to buy it, eventhough the things you needed cost a little bit expensive. Go and try on my tips! If you have finance problems, you could write your problem on the coments page. I will love to help you solving your finance problem. Remember that you could be rich if you have a willing to be rich!

4 comments:

How To Be Better In English

10:51 Handini Audita 2 Comments

Today, english is a very important language. We need english anywhere. English is an international langguage. For some people, english could be something really difficult. Like in my country, Indonesia for example, most of the people in Indonesia always say that english is very difficult. Specially talking in english. In Indonesia children are force to study english since they are still on the first grade of elementary school. I agree with that. English should be introduce to children as soon as possible. They study english until they graduate senior high school. We can say that the have been studying english for 12 years. Wow....But what I see today is that after they graduate, they could not speak english fluantly. They could only write in english.
Those are because they are lazy to use thair english. When they learn about something, they only memorise it. Then after they take the exam, they will forget it. If you got the same problem, don't worry. It's never too late to study.There are some list of things which could help you to make your english better :
  • Every day you have to open your dictionary and look for at least one word. Memorise it and try to understand it.
  • Try to listen to english old songs. Why english old songs? Because english old songs has good structure, grammar, and the words mostly are daily used words. It's better if in one day you try to listen to one song and understand the meaning of the song. Sing the song just like how the real singer sang it ( the pronaonciation ).
  • Watch any movie you like which is spoken in english. Look at the one with the transelated text. Firstly, watch the movie by reading the transelation. Understand the movie. Then on the second time you watch that movie, close the transelated text.

2 comments:

Flying With Air Asia ( My Father Experience )

18:47 Handini Audita 2 Comments

I love flying with Air Asia for some reasons. First, the cost is cheap. Then the plane is new. Before, Air Asia is famous for not ariving on time, but now Air Asia are mostly always on time. In the front of the check in for Air Asia is written the on time rate for this month is 85%. So on April 2007 Air Asia flight are 85% on time. Hmmmm.....Not bad.

On the aeroplane I drank a cup of coffee which I had to buy for RM.4. After that I started to open may laptop an started to work until finally the plane arive at Jakarta, Soekarno Hatta International Airport.

In the baggage claim, I was waiting for may luggage which I could not find for several minutes. Some of the other passangers are also wonder why they could not find their luggage. Do you know what happened? There are fourty two luggage left in Malaysia, Kuala Lumpur International Airport. I try to ask the Air Asia official why this could happen. Then they showed us a fax sent by the oficial in Kuala Lumpur International Airport, that the official in KL are very sorry because they are overlook. Oh...So it is the official mistake. Not because the plane is over weight. The official in Jakarta could handel this problem wise and calm. "Your luggage will be sent with the next flight which will be ariving in Jakarta at 7 o'clock in the evening. They offer if we want to wait for the luggage or we want it sent to our address. They could send the luggage to the hotel or other addresses. Because I have to catch a train at 5 o'clock in the evening, so it is imposible for me to wait. They could send my luggage to Purwokerto. I was givven a form to write where I want my luggage to be sent.

So far, I am very satisfied with how they handel this problem. I also still love flying with Air Asia.

( Courtesy of Agung Praptapa on http://praptapa.unsoed.net )

2 comments:

UAN, Indonesian Final Exam

18:23 Handini Audita 3 Comments

I am one of the student in one of the popular school in Purwokerto. SMA N I Purwokerto.
UAN is held every year to decided who could graduate or not. Every year UAN had different mark passes. This year the mark pass is 5. Students whose mark is under 5, can not graduate and had to repeat one more year in the senior high school.
UAN stands for Ujian Akhir Nasional ( National Final Exam ) was held on the 17th of April 2007 until the 19th of April 2007 for the senior high school. The subject which is being tested is Economic, Indonesian, and English ( for the Social class ) and Mathematics, Indonesian, and English ( for the Science class ).
There are two different kind of question. The A and the B. This is made, so that the participant of the test can't help other participant. For the social class, the A question are much easier than the B. This is one of the unfareness of the National Final Exam held in Indonesia. The Indonesian and the english test for me is not that difficult. But the Economic test was hard. Very hard!!!
Eventhough the Economic test was difficult, I am sure that I could graduate with a good mark. We have to be optimist to every situation.

3 comments:

The Disney Way

10:09 Handini Audita 0 Comments

Writer : Bill Capodagli & Lynn Jackson
Dream...Believe...Dare...Do...Those four things is the secret of the fenomenal success of Walt Disney Company. Those concepts could help any business by using "the magic of Disney" becoming better than the traditional management way. In "The Disney Way", Bill Capodagli and Lynn Jackson made an indipendent research about the management and the fenomenal creative Disney.
This book talk about the actual magic of Walt Disney.
Can't wait to read it? This book is in stores now!

0 comments:

Rich Dad Poor Dad For Teens

09:48 Handini Audita 2 Comments

Writer : Robert T. Kiyosaki with Sharon L. Lechter, C.P.A

Have you ever felt that what you study at school is no use?
Have you ever felt that school does't really make you ready to face the real life?
If your answer on the question above is "yes", so this is the right book for you!

When he was at school, Robert T. Kiyosaki was not a student who always got a good mark. But, it is not because he is not inteligent. It's just because his way to study is different with what his teachers expected. Then, Robert found a mentor who teaches him about money and invesment. Robert became very success. He could retire by the age of 40.

Rich Dad Poor Dad for Teens, the newest book from Robert most famous book series about money and invesment, not only giving his personal life incredible story. This book tells you how to make choises now, a choice which the rich will do. Written with daily English, with tips an quis, this book will start your success life.

So, what are you waiting for! This book is in store all over the world! It's never late to study.

2 comments:

Robert Kiyosaki

18:57 Handini Audita 0 Comments

Robert Toru Kiyosaki (born April 8, 1947) is an investor, businessman, self-help author and motivational speaker. Kiyosaki is best known for his Rich Dad, Poor Dad series of motivational books and other material. He has written 18 books which combined have sold over 26 million copies. Although beginning as a self-publisher, he was subsequently published by Warner Books, a division of Hachette Book Group USA, currently his new books appear under the Rich Dad Press imprint. Three of his books, Rich Dad Poor Dad, Rich Dad's CASHFLOW Quadrant, and Rich Dad's Guide to Investing, have been on the top 10 best-seller lists simultaneously on The Wall Street Journal, USA Today and the New York Times. The book Rich Kid Smart Kid was published in 2001, with the intent to help parents teach their children financial concepts. He has created three "Cashflow" board games for adults and children and has a series of "Rich Dad" audio cassettes. He also publishes a monthly newsletter and gives motivational talks around the world. He also writes a bi-monthly column on Yahoo Finance.

Bill Gates

18:53 Handini Audita 0 Comments

William Henry Gates III (born October 28, 1955) is an American entrepreneur, philanthropist, and the chairman of Microsoft, the software company he founded with Paul Allen. During his career at Microsoft he has held the positions of CEO and chief software architect, and he remains the largest individual shareholder with more than 8% of the common stock. Forbes magazine's list of The World's Billionaires has ranked him as the richest person in the world since 1995, and recent estimates put his net worth near $56 billion. When family wealth is considered, his family ranks second behind the Walton family.Gates is one of the best-known entrepreneurs of the personal computer revolution. Although he is widely admired, his business tactics have often been criticized as unethical or anti-competitive, and have, in some instances, been ruled as such in court.Since amassing his fortune, Gates has pursued a number of philanthropic endeavors, donating large amounts of money to various charitable organizations and scientific research programs through the Bill & Melinda Gates Foundation, established in 2000.

Donald Trump

18:48 Handini Audita 0 Comments

Donald John Trump, better known as Donald Trump, Donald J. Trump or The Donald (born June 14, 1946 in Queens, New York) is an American business executive, entrepreneur, television personality and author. He is the CEO of Trump Organization, an American-based real estate developer in the real estate market and the founder of Trump Entertainment, which operates gambling casinos. He enjoyed a great deal of publicity following the success of his reality television show, The Apprentice (in which he serves as both executive producer and host for the show). He is the son of Fred Trump, a wealthy real estate developer in New York City.

Going to make a Play Group

13:14 Handini Audita 2 Comments

My family and I are planning to open a business. We are planning to make a play group. We already brougt a cozy house with a small swimming pool. It is located in a big road which a lot of people pass through that road. We need your good idea to support our business. Thanks!

2 comments:

Living in Australia

12:28 Handini Audita 0 Comments

I lived in Australia for about 5 years. I spent most of my childhood in Australia. In Australia, I live in a small city, Wollonggong which is only 1 hour drive from Sydney.
Living in Australia was great!!!Australia is a very beautifull country. Its beaches are great! When I was there I really like playing in the beach with her family and friends. In Australia, I had travel to many wonderfull places such as :
  • The Blue Mountain
  • Ballarat
  • Movie World, Gold Coast
  • Fox Studio
  • Darling Harbour
  • The Opera House
  • and many other places

About Handini

11:58 Handini Audita 0 Comments

Handini Audita is an Indonesian. She was born in Purwokerto, a little city in the central Java on the 30th of October 1990. Her friends and family called her Dini. She like travelling and playing the piano. She has a wonderfull family. Her parents love her very much. They always support Handini. Her mother, Restu Wardhani is a mathematic teacher in SMA 1 Purwokerto. Her father is an economic lecture in Jenderal Sudirman University. She has 1 sister named Nadila. When she grow up, Handini want to be a sucess business women. She want to be as rich as Donald Trump.